The statements made in the first hour carry the most weight in court. What is missing there can never be made up later.
We represent injured parties exclusively — never insurers. That is why we can afford to take a straight line.
The three mistakes we see most often
They cost injured people more than any point of law. All three happen in the first few days.
Shock masks the pain
Shortly after the event the sensation of pain is largely switched off. When the pain does arrive, do not play it down.
Bumps to the head go unmentioned
They seem harmless. What happened inside the head often only shows much later — and by then nobody believes you struck it.
Symptoms raised late
If a complaint is absent from the first medical report, a credibility problem arises immediately.
What to do, and when
Four points in time. Take it to your doctor, or pass it on to someone it has just happened to.
Record a precise account of the accident and take down the addresses of witnesses.
In road accidents involving physical injury — including mere head or neck pain — always call the police; likewise after serious accidents at work.
Report the accident to your employer or insurer the same day.
Be examined by a doctor within 72 hours if the pain only starts the following day.
Then notify every insurance policy that applies:
Note who you spoke to. Keep copies of all correspondence.
If a third party is at fault, contact their liability insurer immediately. Where applicable, apply to the SVA for a helplessness allowance.
Check whether premiums can be waived — life insurance, pension fund, supplementary policies.
Clarify the situation at your workplace; involve a case manager or the company social service if needed.
Consider registering with the disability insurance (IV).
Consider victim support (Opferhilfe).
Consider legal representation.
One A4 page, ready to print. Take it to your doctor or pass it on.
Law, medicine and reintegration under one roof
Representation against liability and social insurers, in objection, appeal and criminal proceedings.
Insurance-medical reports are read and challenged in-house — DAS in insurance medicine, University of Basel.
Return to work and daily life, supported by a reintegration manager FHNW on our team.
No competitor of our size covers all three. Full information on this firm is available in German.